Union County Driving Without Insurance Defense Lawyers
Driving an uninsured vehicle is probably one of the most serious motor violations under NJ law. In fact, the license suspension imposed for operating without insurance is often more significant than that of a DWI. It is clearly important that an attorney be enlisted whenever someone is the subject of no insurance charges. If you have been charged with this offense and would like to learn how we can assist you, our attorneys are available 24/7. Get the answers you deserve from a knowledgeable no insurance lawyer. An attorney is available now at 1-877-450-8377.
Driving Without Insurance (Uninsured) Law. In accordance with N.J.S.A. 39:6B-2, the New Jersey No Insurance Law, an individual is subject to extreme penalties if convicted of driving without insurance. The law applies to both owners and operators of uninsured motor vehicles. It prohibits an owner from operating or causing his vehicle to be operated without motor vehicle insurance in effect. N.J.S.A. 39:6B-2 also renders it illegal for an “operator” to operate a motor vehicle when he knows or reasonably should know that it is uninsured.
Penalties for First Offense. Upon conviction for a first offense of driving without insurance, an individual is subject to a fine of between $300 and $1,000, must perform community service, and is suspended from operating a vehicle (i.e. motor vehicle license revoked) for one (1) year.
Penalties for a Second, Third or Subsequent Offense. An individual is exposed to severe repercussions for a second, third or subsequent offense of driving while uninsured. He or she is to be fined up to $5,000, perform 30 days of community service, serve 14 days in jail, and shall receive a drivers license suspended of two (2) years.
Surcharges. The state of New Jersey exposes an individual to mandatory surcharges if he operates a vehicle in violation of N.J.S.A. 39:6B-2. Additionally, insurers impose a separate penalty or surcharge on motor vehicle policies when there is a lapse in coverage.
It is obvious from the foregoing that the penalties for driving an uninsured vehicle are significant. This is a major reason why retaining an experienced attorney is an absolute must for anyone charged with driving without insurance in our view. To this end, our lawyers are available to answer your questions and discuss how we can assist you. To speak to attorney immediately call 1-877-450-8301.
